The first step to your new home
Calculate How Much You Can Borrow
Calculate how much you can borrow. This can help you work out how much you can afford to borrow when buying your first house or moving home.
Mortgage Calculator
How much can I borrow?
Banks and building societies mostly use your income to decide how much they can lend you for a mortgage. For this reason, our calculator uses your income too. Things like your deposit and credit rating will also be factors, so remember, our calculation is only a rough idea of what you could borrow.
The figures provided by this calculator are for illustration purposes only and should not be relied on as a recommendation or advice. All mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders. Make an appointment to receive mortgage advice suitable for your needs and circumstances.
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE, OR ANY OTHER DEBTS SECURED ON IT.
We're here to guide you on buying your first home
What's next?
Check out what your monthly repayment could look like
Use our repayments calculator to see how much your monthly mortgage repayment could be.
Learn more about what affects your eligibility
Ensure you’re doing everything right before you apply.
First time buyer? We've got everything you need to know
Congrats, you're buying your first house. Find out what's needed to buy your first home.
Committed on delivering export mortgage advice
We have access to over 90 lenders, from the major High Street banks, to smaller, specialised lenders, meaning we have scope to help more people than ever. Across these lenders, there are over 12,000 different deals, so why not allow us to manage the process of finding the most appropriate deal for you and your circumstances. It’s what we do!
